Hi! I'm Valerie Kimbrough

Let me offer you a glimpse into my background: with a background in financial services, spanning from the dynamic realms of financial markets to the intricacies of life insurance, I have had the privilege of engaging with and comprehending the distinct requirements of ultra-high net worth individuals and C-level executive clients.

My commitment extends beyond merely facilitating access to capital for clients; it's about nurturing enduring relationships built on trust and understanding.

In a previous chapter of my professional story, I held the esteemed role of a licensed stock and commodities broker, navigating the complexities of financial markets. But life is an adventure, and my path led me to a thrilling partnership with Stone Creek Global (SCG).

What drew me to SCG? Simple—our shared values of honesty and integrity. Aside from this, they are considered by most borrowers as the #1 Lender globally for stock loans.

Since 2007, SCG has been providing liquidity solutions for executives (CXO’s) and ultra-high net worth & HNW individuals like you in accomplishing your dreams and objectives through Leveraged Equities Loans (LEL), commonly referred to as Stock Loans. SCG's unique non-recourse, non-title transfer stock loan product allows us to deliver the most superior instant liquidity financing in the marketplace. Nobody does it better and nobody has done it for as long as SCG successfully.

Together, we are poised to craft tailored securities-based financing solutions that are not only expeditious but also tailored to the distinctive needs of discerning individuals. With SCG as a trusted partner, our approach transcends mere transactions; it is a dedicated endeavor to create a financial narrative that reflects the formality and sophistication you seek.

"I specialize in customizing personalized stock loan solutions, transforming your aspirations into funded realities for both personal and business endeavors."

Here are the 10 major benefits of our non-recourse loan

1. You are not personally liable for the loan.

2. You are not personally guaranteeing the loan, so you may not be required to disclose to others, for privacy many borrowers prefer this feature benefit.

3. You will have a clean personal balance sheet that leaves room for other refinancing and acquisition financing opportunities and can make borrowers more attractive to lenders.

4. SCG has no recourse against you – SCG cannot go after you personally if SCG sustains a huge loss of money on your loan, SCG takes the loss and all the risk, you are not at risk of repaying any losses from a sudden collapse in the price of the securities pledged for your loan.

5. SCG’s loan structure provides access to you to ongoing sources of capital with other financial companies because SCG’s loan is non-recourse.

6. You can walk away from the loan, the day after the loan is funded and not be liable for any future interest payments or principal repayment with SCG’s non-recourse loan.

7. Your personal Credit, financials, income, tax returns do not come into consideration with a non-recourse loan.

8. In the case of a default, SCG can only seize the collateral pledged for the loan and cannot go after any of your other personal assets. You are safer with a non-recourse loan and have more options and security than a recourse bank loan or a margin loan.

9. You do not have to disclose liability on financials, partners, or other financial lenders due to the fact that you are not obligated to pay back the loan and for you this maybe a major benefit why you want this structure for privacy and so it does not impact your personal financial statement.

10. You have less risk and you do not have a forced obligation for a balloon payment so if in the future… you lack money then you can easily decide to walk where with a recourse balloon payment loan with a bank or brokerage you would be forced to pay it off risking all your other personal assets.

When you, as a borrower, take out a large recourse loan with a financial brokerage or bank you put everything you own at risk if the collateral collapses. Our non-recourse loan is a huge benefit for you as you are able to enjoy all the benefits of a non-recourse loan while also offering you the benefits of realizing upside appreciation if your collateral increases in value.

NOTE: We are not legal or tax advisors. All 10 of these benefits are at the direction of your legal and tax advisors. You should always consult your legal and tax advisor for specific advice on any loan considered.

International stock loans and share loans are offered for our global clients in North America, Asia, Europe Share Financing, Middle East, Central America, South America, and Africa. The above details on stock loans and security loans available are a general overview. Please refer to terms in Terms/Closing documents for specific terms applicable to you.